翻訳と辞書 Words near each other ・ Collarenebri ・ Collarenebri Airport ・ Collaria ・ Collarity ・ Collarmele ・ Collaro ・ Collaroy Plateau ・ Collaroy, New South Wales ・ Collars and Cuffs ・ Collartida ・ Collartidini ・ Collat ・ Collateral ・ Collateral (album) ・ Collateral (film) ・ Collateral (finance) ・ Collateral adjective ・ Collateral artery ・ Collateral assurance ・ Collateral Billing number ・ Collateral circulation ・ Collateral consequence ・ Collateral Consequences Calculator ・ Collateral consequences of criminal conviction ・ Collateral contract ・ Collateral damage ・ Collateral damage (disambiguation) ・ Collateral Damage (film) ・ Collateral Damage (Millennium) ・ Collateral Damage (The Wire) Dictionary Lists mini英和辞書 mini和英辞書 Webster 1913 Latin-English FOLDOC Wikipedia English ウィキペディア

翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Collateral (finance) ： ウィキペディア英語版 Collateral (finance) In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan. The collateral serves as protection for a lender against a borrower's default—that is, it can be used to offset the loan to any borrower failing to pay the principal and interest under the terms of a loan obligation. If a borrower does default on a loan (due to insolvency or other event), that borrower forfeits (gives up) the property pledged as collateral, with the lender then becoming the owner of the property. In a typical mortgage loan transaction, for instance, the real estate being acquired with the help of the loan serves as collateral. Should the buyer fail to pay the loan under the mortgage loan agreement, the ownership of the real estate is transferred to the bank. The bank uses the legal process of foreclosure to obtain real estate from a borrower who defaults on a mortgage loan obligation. A pawnbroker is an easy and common example of a business that may accept a wide range of items as collateral rather than accepting only cash. ==Concept of collateral== Collateral, especially within banking, traditionally refers to secured lending (also known as asset-based lending). More complex collateralization arrangements may be used to secure trade transactions (also known as ''capital market collateralization''). The item that is used as collateral provides security to the lender, to help ensure that they will get their money back even if the borrower is not able to satisfactorily repay the loan in full. The former often presents unilateral obligations secured in the form of property, surety, guarantee or other collateral (originally denoted by the term ''security''), whereas the latter often presents bilateral obligations secured by more liquid assets such as cash or securities, often known as margin. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Collateral (finance)」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.